/* ============================================================
   SmartSaverUK — Main Theme CSS
   Consolidated from all 5 page designs
   ============================================================ */

/* ── RESET & TOKENS ────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --ink: #0B1120;
  --ink-mid: #2D3748;
  --ink-muted: #64748B;
  --ink-light: #94A3B8;
  --green: #0D9B63;
  --green-d: #0a7d4f;
  --green-light: #EDFBF3;
  --green-pale: #C6F6E0;
  --amber: #B45309;
  --amber-light: #FFFBEB;
  --amber-pale: #FDE68A;
  --blue: #1D4ED8;
  --blue-light: #EFF6FF;
  --red: #DC2626;
  --red-light: #FEF2F2;
  --gold: #F59E0B;
  --white: #FFFFFF;
  --surface: #F7F8FC;
  --border: #E2E8F0;
  --border-dark: #CBD5E1;
  --navy: #0F1E35;
  --navy-mid: #162640;
}

html { scroll-behavior: smooth; }
body { font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; background: var(--surface); color: var(--ink); line-height: 1.6; font-size: 16px; overflow-x: hidden; }

/* ── TYPOGRAPHY ─────────────────────────────────────────────── */
h1, h2, h3 { line-height: 1.2; }
a { color: var(--green); }

/* ── TICKER ──────────────────────────────────────────────────── */
.ticker-wrap { background: var(--ink); overflow: hidden; height: 36px; display: flex; align-items: center; }
.ticker-label { background: var(--green); color: white; font-size: 11px; font-weight: 700; letter-spacing: 0.08em; padding: 0 16px; height: 100%; display: flex; align-items: center; white-space: nowrap; flex-shrink: 0; z-index: 1; }
.ticker-track { display: flex; animation: ticker 35s linear infinite; white-space: nowrap; }
.ticker-track:hover { animation-play-state: paused; }
@keyframes ticker { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }
.ticker-item { font-size: 12px; color: rgba(255,255,255,0.75); padding: 0 32px; display: flex; align-items: center; gap: 8px; white-space: nowrap; }
.ticker-item strong { color: white; }
.ticker-dot { width: 4px; height: 4px; background: var(--green); border-radius: 50%; flex-shrink: 0; }

/* ── NAV ─────────────────────────────────────────────────────── */
nav { background: var(--white); border-bottom: 1px solid var(--border); position: sticky; top: 0; z-index: 200; box-shadow: 0 1px 8px rgba(0,0,0,0.06); }
.nav-inner { max-width: 1180px; margin: 0 auto; padding: 0 24px; height: 64px; display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 24px; }
.logo { font-family: &#039;DM Serif Display&#039;, serif; font-size: 22px; font-weight: 400; color: var(--ink); text-decoration: none; white-space: nowrap; }
.logo-dot { color: var(--green); }
.nav-links { display: flex; gap: 2px; list-style: none; justify-content: center; align-items: center; height: 100%; margin: 0; padding: 0; }
.nav-links a { font-size: 14px; font-weight: 500; color: var(--ink-muted); text-decoration: none; padding: 7px 11px; border-radius: 8px; transition: all 0.15s; white-space: nowrap; }
.nav-links a:hover, .nav-links a.active { color: var(--green); background: var(--green-light); }
.nav-right { display: flex; gap: 10px; align-items: center; justify-content: flex-end; }
.nav-pill { background: var(--green-light); color: var(--green); font-size: 12px; font-weight: 600; padding: 4px 10px; border-radius: 100px; white-space: nowrap; }
.nav-cta { background: var(--green); color: white; padding: 9px 18px; border-radius: 9px; font-size: 14px; font-weight: 700; text-decoration: none; transition: all 0.2s; white-space: nowrap; }
.nav-cta:hover { background: var(--green-d); transform: translateY(-1px); box-shadow: 0 4px 14px rgba(13,155,99,0.35); }

/* ── BREADCRUMB ──────────────────────────────────────────────── */
.breadcrumb { background: var(--white); border-bottom: 1px solid var(--border); padding: 10px 0; }
.bc-inner { max-width: 1180px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; gap: 6px; font-size: 12px; color: var(--ink-light); flex-wrap: wrap; }
.bc-inner a { color: var(--ink-muted); text-decoration: none; transition: color 0.15s; }
.bc-inner a:hover { color: var(--green); }
.bc-sep { color: var(--border-dark); }
.bc-current { color: var(--ink-muted); font-weight: 500; }

/* ── DISCLAIMER BANNER ───────────────────────────────────────── */
.disclaimer-banner { background: var(--amber-light); border-bottom: 1.5px solid var(--amber-pale); padding: 10px 0; }
.db-inner { max-width: 1180px; margin: 0 auto; padding: 0 24px; display: flex; align-items: flex-start; gap: 10px; font-size: 12px; color: var(--amber); line-height: 1.5; }
.db-icon { font-size: 14px; flex-shrink: 0; margin-top: 1px; }
.db-inner a { color: var(--amber); font-weight: 600; }

/* ── HERO (Homepage) ─────────────────────────────────────────── */
.hero { background: var(--white); overflow: hidden; position: relative; padding: 72px 24px 0; }
.hero-bg { position: absolute; inset: 0; background: radial-gradient(ellipse 80% 60% at 60% 0%, rgba(13,155,99,0.07) 0%, transparent 70%); pointer-events: none; }
.hero-inner { max-width: 1180px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
.hero-left { padding-bottom: 64px; padding-top: 8px; }
.hero-tag { display: inline-flex; align-items: center; gap: 7px; border: 1.5px solid var(--green-pale); background: var(--green-light); color: var(--green); font-size: 12px; font-weight: 700; padding: 5px 14px; border-radius: 100px; margin-bottom: 22px; animation: fadeUp 0.5s ease both; }
.hero-tag-pulse { width: 7px; height: 7px; background: var(--green); border-radius: 50%; position: relative; }
.hero-tag-pulse::after { content: &#039;&#039;; position: absolute; inset: -3px; border-radius: 50%; border: 2px solid var(--green); animation: ripple 1.8s ease-out infinite; opacity: 0; }
@keyframes ripple { 0% { transform: scale(1); opacity: 0.6; } 100% { transform: scale(2.2); opacity: 0; } }
h1 { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(38px, 5vw, 60px); font-weight: 400; line-height: 1.1; letter-spacing: -0.5px; color: var(--ink); margin-bottom: 20px; animation: fadeUp 0.6s 0.08s ease both; }
.h1-line2 { color: var(--green); font-style: italic; position: relative; display: inline-block; }
.h1-line2::after { content: &#039;&#039;; position: absolute; bottom: -4px; left: 0; right: 0; height: 4px; background: var(--green); border-radius: 2px; transform: scaleX(0); transform-origin: left; animation: underline-in 0.7s 0.8s cubic-bezier(.22,1,.36,1) forwards; }
@keyframes underline-in { to { transform: scaleX(1); } }
.hero-sub { font-size: 17px; color: var(--ink-muted); line-height: 1.7; margin-bottom: 32px; max-width: 460px; animation: fadeUp 0.6s 0.16s ease both; }
.hero-ctas { display: flex; gap: 12px; margin-bottom: 44px; flex-wrap: wrap; animation: fadeUp 0.6s 0.22s ease both; }
.btn-p { display: inline-flex; align-items: center; gap: 8px; background: var(--green); color: white; padding: 14px 26px; border-radius: 10px; font-size: 15px; font-weight: 700; text-decoration: none; transition: all 0.2s; border: none; cursor: pointer; }
.btn-p:hover { background: var(--green-d); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(13,155,99,0.35); color: white; }
.btn-s { display: inline-flex; align-items: center; gap: 8px; background: transparent; color: var(--ink); padding: 14px 24px; border-radius: 10px; font-size: 15px; font-weight: 500; text-decoration: none; border: 1.5px solid var(--border-dark); transition: all 0.2s; }
.btn-s:hover { border-color: var(--green); color: var(--green); }
.hero-nums { display: flex; gap: 32px; animation: fadeUp 0.6s 0.28s ease both; }
.hero-num .n { font-size: 30px; font-weight: 700; color: var(--ink); line-height: 1; letter-spacing: -0.5px; }
.hero-num .l { font-size: 12px; color: var(--ink-light); margin-top: 3px; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: none; } }

/* ── SPEND WIDGET ────────────────────────────────────────────── */
.spend-widget { background: var(--surface); border: 1px solid var(--border); border-radius: 14px; padding: 16px 18px; margin-bottom: 24px; overflow: hidden; position: relative; }
.spend-widget-label { font-size: 10px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ink-light); margin-bottom: 10px; }
.spend-rows { display: flex; flex-direction: column; gap: 6px; }
.spend-row { display: flex; align-items: center; justify-content: space-between; padding: 7px 10px; border-radius: 8px; background: var(--white); border: 1px solid var(--border); transition: all 0.4s ease; }
.spend-row.struck { background: var(--green-light); border-color: var(--green-pale); }
.spend-row-left { display: flex; align-items: center; gap: 8px; }
.spend-row-icon { font-size: 15px; width: 24px; text-align: center; }
.spend-row-name { font-size: 13px; font-weight: 500; color: var(--ink); transition: all 0.4s; }
.spend-row.struck .spend-row-name { text-decoration: line-through; color: var(--ink-light); }
.spend-row-price { font-size: 13px; font-weight: 700; color: var(--ink-mid); transition: all 0.4s; white-space: nowrap; }
.spend-row.struck .spend-row-price { color: var(--ink-light); text-decoration: line-through; }
.spend-row-saving { font-size: 12px; font-weight: 700; color: var(--green); display: none; white-space: nowrap; }
.spend-row.struck .spend-row-saving { display: inline; }
.spend-widget-footer { display: flex; justify-content: space-between; align-items: center; margin-top: 10px; padding-top: 10px; border-top: 1px solid var(--border); }
.swf-label { font-size: 12px; color: var(--ink-light); }
.swf-total { font-size: 14px; font-weight: 700; color: var(--green); opacity: 0; transition: opacity 0.5s; }
.swf-total.visible { opacity: 1; }

/* ── SAVINGS PANEL ───────────────────────────────────────────── */
.savings-panel { background: var(--navy); border-radius: 20px 20px 0 0; padding: 28px 28px 0; position: relative; overflow: hidden; align-self: stretch; display: flex; flex-direction: column; animation: fadeUp 0.7s 0.12s ease both; }
.savings-panel::before { content: &#039;&#039;; position: absolute; top: -40px; right: -40px; width: 180px; height: 180px; background: radial-gradient(circle, rgba(13,155,99,0.25) 0%, transparent 70%); pointer-events: none; }
.sp-title { font-size: 15px; font-weight: 700; color: white; margin-bottom: 4px; }
.sp-sub { font-size: 12px; color: rgba(255,255,255,0.4); margin-bottom: 20px; }
.sp-total { background: rgba(13,155,99,0.15); border: 1px solid rgba(13,155,99,0.3); border-radius: 12px; padding: 14px 18px; margin-bottom: 16px; display: flex; justify-content: space-between; align-items: center; }
.sp-total-label { font-size: 12px; color: rgba(255,255,255,0.5); }
.sp-total-amount { font-size: 28px; font-weight: 700; color: var(--green); letter-spacing: -0.5px; }
.sp-total-period { font-size: 11px; color: rgba(255,255,255,0.35); text-align: right; }
.saving-rows { display: flex; flex-direction: column; gap: 8px; flex: 1; }
.saving-row { background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08); border-radius: 10px; padding: 12px 14px; display: flex; align-items: center; gap: 12px; transition: all 0.3s; cursor: pointer; }
.saving-row:hover { background: rgba(255,255,255,0.09); border-color: rgba(13,155,99,0.3); }
.saving-row.active { background: rgba(13,155,99,0.12); border-color: rgba(13,155,99,0.4); transform: scale(1.01); }
.sr-icon { width: 34px; height: 34px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 17px; flex-shrink: 0; }
.sr-label { flex: 1; min-width: 0; }
.sr-name { font-size: 13px; font-weight: 700; color: white; margin-bottom: 1px; }
.sr-tip { font-size: 11px; color: rgba(255,255,255,0.4); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.sr-save { text-align: right; flex-shrink: 0; }
.sr-amount { font-size: 16px; font-weight: 700; color: var(--green); letter-spacing: -0.2px; }
.sr-period { font-size: 10px; color: rgba(255,255,255,0.3); }
.sp-bottom { padding: 16px 0 20px; text-align: center; font-size: 12px; color: rgba(255,255,255,0.3); }
.sp-bottom a { color: var(--green); text-decoration: none; font-weight: 600; }

/* ── COUNTER BAND ────────────────────────────────────────────── */
.counter-band { background: var(--ink); padding: 40px 24px; }
.counter-inner { max-width: 1180px; margin: 0 auto; display: flex; justify-content: space-around; align-items: center; gap: 24px; flex-wrap: wrap; }
.ctr-item { text-align: center; }
.ctr-num { font-size: 38px; font-weight: 700; color: white; letter-spacing: -1px; line-height: 1; animation: countUp 0.8s ease both; }
.ctr-num span { color: var(--green); }
.ctr-num.d1 { animation-delay: 0.1s; }
.ctr-num.d2 { animation-delay: 0.2s; }
.ctr-num.d3 { animation-delay: 0.3s; }
.ctr-num.d4 { animation-delay: 0.4s; }
@keyframes countUp { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }
.ctr-label { font-size: 13px; color: rgba(255,255,255,0.45); margin-top: 5px; }
.ctr-sep { width: 1px; height: 48px; background: rgba(255,255,255,0.1); }

/* ── EVERYDAY SAVINGS ────────────────────────────────────────── */
.everyday-section { padding: 64px 24px; }
.section-inner { max-width: 1180px; margin: 0 auto; }
.sec-eyebrow { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--green); margin-bottom: 10px; }
.sec-h { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(26px, 3vw, 40px); color: var(--ink); letter-spacing: -0.2px; margin-bottom: 10px; line-height: 1.2; }
.sec-sub { font-size: 15px; color: var(--ink-muted); margin-bottom: 40px; max-width: 560px; line-height: 1.7; }
.everyday-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.ev-card { background: var(--white); border: 1px solid var(--border); border-radius: 16px; padding: 20px; transition: all 0.25s; cursor: pointer; position: relative; overflow: hidden; }
.ev-card::after { content: &#039;&#039;; position: absolute; bottom: 0; left: 0; right: 0; height: 3px; background: var(--green); transform: scaleX(0); transform-origin: left; transition: transform 0.25s; }
.ev-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(0,0,0,0.1); border-color: var(--green); }
.ev-card:hover::after { transform: scaleX(1); }
.ev-icon-wrap { width: 52px; height: 52px; border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 26px; margin-bottom: 14px; }
.ev-category { font-size: 11px; font-weight: 600; letter-spacing: 0.07em; text-transform: uppercase; color: var(--ink-light); margin-bottom: 6px; }
.ev-title { font-size: 16px; font-weight: 700; color: var(--ink); margin-bottom: 4px; }
.ev-desc { font-size: 13px; color: var(--ink-muted); line-height: 1.6; margin-bottom: 14px; }
.ev-saving { display: flex; justify-content: space-between; align-items: center; background: var(--surface); border-radius: 8px; padding: 10px 12px; border: 1px solid var(--border); }
.ev-saving-label { font-size: 11px; color: var(--ink-light); font-weight: 500; }
.ev-saving-amount { font-size: 18px; font-weight: 700; color: var(--green); letter-spacing: -0.3px; }

/* ── RECEIPT SECTION ─────────────────────────────────────────── */
.receipt-section { background: var(--white); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 64px 24px; }
.receipt-inner { max-width: 1180px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.receipt-content h2 { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(26px, 3vw, 38px); color: var(--ink); letter-spacing: -0.2px; margin-bottom: 16px; line-height: 1.25; }
.receipt-content p { font-size: 16px; color: var(--ink-muted); line-height: 1.7; margin-bottom: 24px; }
.receipt-savings-list { display: flex; flex-direction: column; gap: 10px; }
.rsl-item { display: flex; align-items: center; gap: 12px; padding: 12px 16px; background: var(--surface); border-radius: 10px; border: 1px solid var(--border); }
.rsl-icon { width: 36px; height: 36px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 17px; flex-shrink: 0; }
.rsl-text { flex: 1; }
.rsl-name { font-size: 14px; font-weight: 700; color: var(--ink); }
.rsl-desc { font-size: 12px; color: var(--ink-muted); }
.rsl-amount { font-size: 17px; font-weight: 700; color: var(--green); flex-shrink: 0; }
.receipt-visual { display: flex; flex-direction: column; gap: 0; max-width: 420px; margin: 0 auto; }
.receipt-card { background: var(--white); border: 1px solid var(--border-dark); border-radius: 16px; padding: 26px 28px; box-shadow: 0 4px 6px rgba(0,0,0,0.04), 0 12px 32px rgba(0,0,0,0.10); }
.receipt-card-label { display: inline-flex; align-items: center; gap: 6px; font-size: 11px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-light); background: var(--surface); border: 1px solid var(--border); padding: 4px 10px; border-radius: 6px; margin-bottom: 16px; }
.receipt-connector { display: flex; flex-direction: column; align-items: center; padding: 0; }
.receipt-connector-line { width: 2px; height: 12px; background: var(--border-dark); }
.receipt-connector-badge { background: var(--green); color: white; font-size: 12px; font-weight: 700; padding: 7px 20px; border-radius: 100px; white-space: nowrap; box-shadow: 0 4px 14px rgba(13,155,99,0.4); }
.receipt-connector-line-bot { width: 2px; height: 12px; background: var(--green-pale); }
.receipt-after { background: var(--white); border: 2px solid var(--green); border-radius: 16px; padding: 26px 28px; box-shadow: 0 12px 32px rgba(13,155,99,0.14); position: relative; overflow: hidden; }
.receipt-after-glow { position: absolute; inset: 0; background: linear-gradient(135deg, rgba(13,155,99,0.04) 0%, transparent 60%); pointer-events: none; }
.receipt-after-label { display: inline-flex; align-items: center; gap: 6px; font-size: 11px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--green); background: var(--green-light); border: 1px solid var(--green-pale); padding: 4px 10px; border-radius: 6px; margin-bottom: 16px; }
.receipt-title { font-size: 13px; font-weight: 700; color: var(--ink-mid); margin-bottom: 12px; padding-bottom: 10px; border-bottom: 1px dashed var(--border); display: flex; align-items: center; gap: 6px; }
.receipt-line { display: flex; justify-content: space-between; align-items: center; font-size: 13px; padding: 6px 0; color: var(--ink-mid); border-bottom: 1px solid rgba(0,0,0,0.03); }
.receipt-line.saving { color: var(--green); font-weight: 600; border-bottom: none; padding-top: 10px; }
.receipt-total { display: flex; justify-content: space-between; align-items: center; font-size: 17px; font-weight: 700; padding-top: 12px; margin-top: 6px; border-top: 2px solid var(--border); }
.receipt-total.saved { border-color: var(--green-pale); color: var(--green); }
.saving-chip { font-size: 11px; font-weight: 600; color: var(--green); background: var(--green-light); padding: 2px 6px; border-radius: 4px; margin-left: 4px; }

/* ── CATEGORIES GRID ─────────────────────────────────────────── */
.cats-section { padding: 0 24px 64px; }
.cats-inner { max-width: 1180px; margin: 0 auto; }
.cat-grid-v3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.cv3-card { background: var(--white); border: 1px solid var(--border); border-radius: 16px; padding: 22px; text-decoration: none; color: var(--ink); transition: all 0.2s; display: flex; flex-direction: column; gap: 10px; }
.cv3-card:hover { border-color: var(--green); transform: translateY(-3px); box-shadow: 0 8px 28px rgba(0,0,0,0.08); }
.cv3-top { display: flex; justify-content: space-between; align-items: center; }
.cv3-icon { width: 44px; height: 44px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 20px; }
.cv3-count { font-size: 12px; color: var(--ink-light); }
.cv3-title { font-size: 17px; font-weight: 700; color: var(--ink); }
.cv3-desc { font-size: 13px; color: var(--ink-muted); line-height: 1.6; }
.cv3-bottom { display: flex; justify-content: space-between; align-items: center; margin-top: auto; padding-top: 12px; border-top: 1px solid var(--border); }
.cv3-saving { font-size: 13px; font-weight: 700; color: var(--green); }
.cv3-arrow { font-size: 13px; color: var(--green); opacity: 0; transition: opacity 0.2s, transform 0.2s; transform: translateX(-4px); }
.cv3-card:hover .cv3-arrow { opacity: 1; transform: translateX(0); }

/* ── DEALS STRIP ─────────────────────────────────────────────── */
.deals-section { background: var(--navy-mid); padding: 52px 24px; }
.deals-inner { max-width: 1180px; margin: 0 auto; }
.deals-hdr { display: flex; justify-content: space-between; align-items: flex-end; margin-bottom: 24px; }
.deals-h { font-size: 26px; font-weight: 700; color: white; letter-spacing: -0.4px; }
.deals-updated { font-size: 12px; color: rgba(255,255,255,0.35); margin-top: 4px; }
.deals-more { font-size: 13px; color: var(--green); text-decoration: none; font-weight: 600; }
.deal-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.deal-card { background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08); border-radius: 14px; padding: 18px; text-decoration: none; color: white; transition: all 0.2s; display: flex; flex-direction: column; gap: 8px; }
.deal-card:hover { background: rgba(255,255,255,0.09); border-color: rgba(13,155,99,0.4); transform: translateY(-2px); }
.deal-top { display: flex; justify-content: space-between; }
.deal-badge { font-size: 10px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; background: var(--green); color: white; padding: 3px 8px; border-radius: 5px; }
.deal-new { font-size: 10px; color: rgba(255,255,255,0.3); }
.deal-name { font-size: 15px; font-weight: 700; line-height: 1.35; }
.deal-desc { font-size: 12px; color: rgba(255,255,255,0.5); line-height: 1.6; }
.deal-val { font-size: 17px; font-weight: 700; color: var(--green); }
.deal-sep { width: 100%; height: 1px; background: rgba(255,255,255,0.07); }
.deal-cta { font-size: 12px; color: var(--green); font-weight: 600; display: flex; justify-content: space-between; }
/* ── NEWSLETTER ──────────────────────────────────────────────── */
.nl-section { padding: 64px 24px; background: var(--white); border-top: 1px solid var(--border); }
.nl-inner { max-width: 1180px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.nl-left h2 { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(24px, 3vw, 36px); color: var(--ink); margin-bottom: 12px; line-height: 1.25; }
.nl-left p { font-size: 15px; color: var(--ink-muted); line-height: 1.7; }
.nl-form { display: flex; border: 1.5px solid var(--border-dark); border-radius: 12px; overflow: hidden; margin-bottom: 10px; background: var(--white); transition: border-color 0.2s; }
.nl-form:focus-within { border-color: var(--green); }
.nl-input { flex: 1; padding: 14px 18px; border: none; outline: none; font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; font-size: 15px; color: var(--ink); min-width: 0; }
.nl-input::placeholder { color: var(--ink-light); }
.nl-submit { background: var(--green); color: white; border: none; padding: 14px 22px; font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; font-size: 14px; font-weight: 700; cursor: pointer; transition: background 0.2s; white-space: nowrap; }
.nl-submit:hover { background: var(--green-d); }
.nl-perks { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.nl-perk { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--ink-muted); }
.nl-perk-dot { width: 18px; height: 18px; background: var(--green-light); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 10px; color: var(--green); flex-shrink: 0; font-weight: 700; }
.nl-note { font-size: 12px; color: var(--ink-light); margin-bottom: 16px; }

/* ── PAGE HERO (inner pages) ─────────────────────────────────── */
.page-hero { background: var(--white); border-bottom: 1px solid var(--border); padding: 48px 24px 0; }
.ph-inner { max-width: 1180px; margin: 0 auto; }
.ph-eyebrow { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--green); margin-bottom: 10px; }
.ph-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(28px, 4vw, 44px); color: var(--ink); margin-bottom: 10px; letter-spacing: -0.3px; line-height: 1.2; }
.ph-sub { font-size: 16px; color: var(--ink-muted); margin-bottom: 28px; max-width: 560px; line-height: 1.7; }
.hero-eyebrow { display: inline-flex; align-items: center; gap: 6px; background: var(--green-light); color: var(--green); font-size: 11px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; margin-bottom: 18px; }
.hero-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(30px, 4vw, 48px); color: var(--ink); margin-bottom: 16px; letter-spacing: -0.3px; line-height: 1.15; }
.hero-title em { font-style: italic; color: var(--green); }
.hero-sub { font-size: 17px; color: var(--ink-muted); line-height: 1.75; max-width: 560px; }

/* ── SEARCH BAR (Guides hub) ─────────────────────────────────── */
.search-wrap { display: flex; background: var(--white); border: 1.5px solid var(--border-dark); border-radius: 12px; overflow: hidden; max-width: 580px; margin-bottom: 32px; transition: border-color 0.2s; box-shadow: 0 2px 12px rgba(0,0,0,0.06); }
.search-wrap:focus-within { border-color: var(--green); }
.search-icon { padding: 0 16px; display: flex; align-items: center; color: var(--ink-light); font-size: 16px; background: var(--surface); border-right: 1px solid var(--border); }
.search-input { flex: 1; padding: 13px 16px; border: none; outline: none; font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; font-size: 15px; color: var(--ink); background: transparent; }
.search-input::placeholder { color: var(--ink-light); }
.search-clear { padding: 0 14px; background: none; border: none; color: var(--ink-light); cursor: pointer; font-size: 18px; display: none; line-height: 1; }
.search-clear.visible { display: block; }

/* ── CATEGORY TABS ───────────────────────────────────────────── */
.cat-tabs { display: flex; gap: 0; border-bottom: 2px solid var(--border); overflow-x: auto; scrollbar-width: none; -ms-overflow-style: none; }
.cat-tabs::-webkit-scrollbar { display: none; }
.cat-tab { padding: 14px 20px; font-size: 14px; font-weight: 500; color: var(--ink-muted); cursor: pointer; border-bottom: 2px solid transparent; margin-bottom: -2px; white-space: nowrap; transition: all 0.15s; background: none; border-top: none; border-left: none; border-right: none; font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; display: flex; align-items: center; gap: 8px; text-decoration: none; }
.cat-tab:hover { color: var(--green); }
.cat-tab.active { color: var(--green); border-bottom-color: var(--green); font-weight: 700; }
.cat-tab-count { font-size: 11px; font-weight: 600; background: var(--surface); color: var(--ink-light); padding: 2px 7px; border-radius: 100px; border: 1px solid var(--border); }
.cat-tab.active .cat-tab-count { background: var(--green-light); color: var(--green); border-color: var(--green-pale); }

/* ── GUIDES BODY ─────────────────────────────────────────────── */
.guides-body { max-width: 1180px; margin: 0 auto; padding: 32px 24px 64px; }
.featured-strip { display: grid; grid-template-columns: 1.4fr 1fr; gap: 20px; margin-bottom: 40px; }
.featured-card { background: var(--navy); border-radius: 16px; padding: 28px; text-decoration: none; color: white; position: relative; overflow: hidden; transition: transform 0.2s; }
.featured-card::before { content: &#039;&#039;; position: absolute; top: -60px; right: -60px; width: 220px; height: 220px; background: rgba(13,155,99,0.12); border-radius: 50%; pointer-events: none; }
.featured-card:hover { transform: translateY(-3px); }
.featured-tag { display: inline-flex; align-items: center; gap: 6px; font-size: 10px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; background: var(--green); color: white; padding: 3px 10px; border-radius: 100px; margin-bottom: 14px; }
.featured-tag::before { content: &#039;FEATURED&#039;; }
.featured-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: 22px; color: white; line-height: 1.3; margin-bottom: 10px; }
.featured-excerpt { font-size: 13px; color: rgba(255,255,255,0.6); line-height: 1.65; margin-bottom: 18px; }
.featured-meta { display: flex; align-items: center; justify-content: space-between; font-size: 12px; color: rgba(255,255,255,0.4); }
.featured-read-more { color: var(--green); font-weight: 600; font-size: 13px; }
.featured-side { display: flex; flex-direction: column; gap: 14px; }
.featured-mini { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 16px 18px; text-decoration: none; color: var(--ink); transition: all 0.2s; display: flex; flex-direction: column; gap: 6px; flex: 1; }
.featured-mini:hover { border-color: var(--green); background: var(--green-light); }
.mini-tag { font-size: 10px; font-weight: 700; letter-spacing: 0.07em; text-transform: uppercase; color: var(--green); }
.mini-title { font-size: 14px; font-weight: 700; color: var(--ink); line-height: 1.4; }
.mini-meta { font-size: 11px; color: var(--ink-light); margin-top: auto; }
.results-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 20px; flex-wrap: wrap; gap: 12px; }
.results-count { font-size: 14px; color: var(--ink-muted); }
.results-count strong { color: var(--ink); font-weight: 700; }
.sort-select { font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; font-size: 13px; color: var(--ink-muted); border: 1px solid var(--border); border-radius: 8px; padding: 6px 10px; background: var(--white); cursor: pointer; outline: none; }
.sort-select:focus { border-color: var(--green); }
.articles-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-bottom: 36px; }
.art-card { background: var(--white); border: 1px solid var(--border); border-radius: 14px; overflow: hidden; text-decoration: none; color: var(--ink); transition: all 0.2s; display: flex; flex-direction: column; }
.art-card:hover { border-color: var(--green); transform: translateY(-3px); box-shadow: 0 8px 24px rgba(0,0,0,0.08); }
.art-card-top { padding: 20px 20px 0; display: flex; align-items: flex-start; justify-content: space-between; gap: 10px; }
.art-tag { font-size: 10px; font-weight: 700; letter-spacing: 0.07em; text-transform: uppercase; padding: 3px 10px; border-radius: 100px; white-space: nowrap; }
.tag-savings { background: var(--green-light); color: var(--green); }
.tag-broadband { background: #EFF6FF; color: #1D4ED8; }
.tag-cashback { background: #FFF7ED; color: #C2410C; }
.tag-credit { background: #F5F3FF; color: #6D28D9; }
.tag-energy { background: var(--amber-light); color: var(--amber); }
.tag-groceries { background: #F0FDF4; color: #166534; }
.tag-insurance { background: #FDF2F8; color: #9D174D; }
.art-updated { font-size: 11px; color: var(--ink-light); white-space: nowrap; }
.art-updated.fresh { color: var(--green); font-weight: 600; }
.art-body { padding: 14px 20px 20px; flex: 1; display: flex; flex-direction: column; gap: 8px; }
.art-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: 17px; color: var(--ink); line-height: 1.35; }
.art-excerpt { font-size: 13px; color: var(--ink-muted); line-height: 1.6; flex: 1; }
.art-footer { display: flex; align-items: center; justify-content: space-between; padding-top: 12px; border-top: 1px solid var(--border); margin-top: auto; }
.art-read-time { font-size: 11px; color: var(--ink-light); }
.art-arrow { font-size: 13px; color: var(--green); font-weight: 600; opacity: 0; transform: translateX(-4px); transition: all 0.2s; }
.art-card:hover .art-arrow { opacity: 1; transform: translateX(0); }
.empty-state { text-align: center; padding: 64px 24px; display: none; }
.empty-state.visible { display: block; }
.empty-icon { font-size: 40px; margin-bottom: 16px; }
.empty-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: 24px; color: var(--ink); margin-bottom: 8px; }
.empty-sub { font-size: 14px; color: var(--ink-muted); }
.load-more-wrap { text-align: center; padding: 8px 0 16px; }
.load-more-count { font-size: 12px; color: var(--ink-light); margin-top: 10px; }
.load-more-wrap .page-numbers { display: inline-block; background: var(--white); color: var(--ink); border: 1.5px solid var(--border-dark); padding: 12px 32px; border-radius: 10px; font-size: 14px; font-weight: 600; text-decoration: none; transition: all 0.2s; margin: 4px; }
.load-more-wrap .page-numbers:hover, .load-more-wrap .page-numbers.current { border-color: var(--green); color: var(--green); background: var(--green-light); }
.nl-inline { background: var(--green); border-radius: 16px; padding: 28px 32px; display: flex; align-items: center; gap: 32px; margin-bottom: 40px; flex-wrap: wrap; }
.nl-inline-text h3 { font-family: &#039;DM Serif Display&#039;, serif; font-size: 22px; color: white; margin-bottom: 4px; }
.nl-inline-text p { font-size: 13px; color: rgba(255,255,255,0.75); }
.nl-inline-form { display: flex; gap: 8px; flex: 1; min-width: 260px; }
.nl-inline-input { flex: 1; padding: 11px 16px; border: none; border-radius: 9px; font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; font-size: 14px; color: var(--ink); outline: none; min-width: 0; }
.nl-inline-btn { background: var(--navy); color: white; padding: 11px 20px; border-radius: 9px; border: none; font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; font-size: 14px; font-weight: 700; cursor: pointer; white-space: nowrap; transition: background 0.2s; }
.nl-inline-btn:hover { background: #0a1628; }

/* ── ARTICLE LAYOUT ──────────────────────────────────────────── */
.article-wrap { max-width: 1180px; margin: 0 auto; padding: 40px 24px 64px; display: grid; grid-template-columns: 1fr 320px; gap: 48px; align-items: start; }
.art-header { margin-bottom: 28px; }
.art-cat { display: inline-flex; align-items: center; gap: 6px; background: var(--green-light); color: var(--green); font-size: 11px; font-weight: 700; letter-spacing: 0.07em; text-transform: uppercase; padding: 4px 12px; border-radius: 100px; text-decoration: none; margin-bottom: 14px; transition: background 0.2s; }
.art-cat:hover { background: var(--green-pale); }
.art-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(28px, 3.5vw, 42px); line-height: 1.2; color: var(--ink); margin-bottom: 14px; letter-spacing: -0.3px; }
.art-intro { font-size: 17px; color: var(--ink-muted); line-height: 1.75; margin-bottom: 20px; max-width: 680px; }
.byline { display: flex; align-items: center; gap: 14px; padding: 14px 18px; background: var(--surface); border-radius: 10px; border: 1px solid var(--border); margin-bottom: 24px; }
.byline-avatar { width: 42px; height: 42px; border-radius: 50%; background: var(--green-light); border: 2px solid var(--green-pale); display: flex; align-items: center; justify-content: center; font-family: &#039;DM Serif Display&#039;, serif; font-size: 16px; color: var(--green); flex-shrink: 0; }
.byline-info { flex: 1; min-width: 0; }
.byline-name { font-size: 13px; font-weight: 700; color: var(--ink); }
.byline-name a { color: var(--green); text-decoration: none; }
.byline-meta { font-size: 12px; color: var(--ink-light); margin-top: 2px; display: flex; gap: 12px; flex-wrap: wrap; }
.byline-sep { color: var(--border-dark); }
.byline-updated { display: flex; align-items: center; gap: 4px; color: var(--green); font-weight: 600; }
.byline-updated::before { content: &#039;&#039;; width: 6px; height: 6px; background: var(--green); border-radius: 50%; }
.byline-review { display: flex; align-items: center; gap: 8px; padding-left: 14px; border-left: 1px solid var(--border); flex-shrink: 0; }
.byline-review-label { font-size: 11px; color: var(--ink-light); }
.byline-review-name { font-size: 12px; font-weight: 600; color: var(--ink-mid); }
.toc { background: var(--surface); border: 1px solid var(--border); border-radius: 14px; padding: 20px 22px; margin-bottom: 32px; }
.toc-title { font-size: 13px; font-weight: 700; color: var(--ink); margin-bottom: 12px; display: flex; align-items: center; gap: 8px; }
.toc-icon { width: 18px; height: 18px; background: var(--green-light); border-radius: 4px; display: flex; align-items: center; justify-content: center; font-size: 10px; flex-shrink: 0; }
.toc-list { list-style: none; display: flex; flex-direction: column; gap: 2px; }
.toc-list a { font-size: 13px; color: var(--ink-muted); text-decoration: none; padding: 5px 8px; border-radius: 6px; display: flex; align-items: center; gap: 8px; transition: all 0.15s; border-left: 2px solid transparent; }
.toc-list a:hover, .toc-list a.active { color: var(--green); background: var(--green-light); border-left-color: var(--green); }
.toc-num { font-size: 10px; font-weight: 700; color: var(--ink-light); width: 16px; flex-shrink: 0; }

/* Article body */
.article-wrap .art-body { font-size: 16px; line-height: 1.8; color: var(--ink-mid); padding: 0; flex: none; display: block; }
.article-wrap .art-body h2 { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(22px, 2.5vw, 28px); color: var(--ink); margin: 40px 0 16px; letter-spacing: -0.2px; line-height: 1.25; padding-top: 16px; border-top: 1px solid var(--border); }
.article-wrap .art-body h2:first-child { margin-top: 0; border-top: none; padding-top: 0; }
.article-wrap .art-body h3 { font-size: 18px; font-weight: 700; color: var(--ink); margin: 28px 0 12px; }
.article-wrap .art-body p { margin-bottom: 18px; }
.article-wrap .art-body ul, .article-wrap .art-body ol { margin: 0 0 18px 20px; }
.article-wrap .art-body li { margin-bottom: 8px; }
.article-wrap .art-body strong { font-weight: 700; color: var(--ink); }
.article-wrap .art-body a { color: var(--green); text-decoration: underline; text-underline-offset: 2px; }

/* Affiliate CTA box */
.aff-box { background: var(--white); border: 1.5px solid var(--green); border-radius: 14px; padding: 20px 22px; margin: 28px 0; position: relative; overflow: hidden; }
.aff-box::before { content: &#039;&#039;; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: var(--green); }
.aff-box-label { font-size: 10px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--green); margin-bottom: 10px; display: flex; align-items: center; gap: 6px; }
.aff-header { display: flex; align-items: flex-start; gap: 14px; margin-bottom: 12px; }
.aff-logo { width: 44px; height: 44px; background: var(--surface); border: 1px solid var(--border); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 14px; color: var(--green); flex-shrink: 0; }
.aff-name { font-size: 16px; font-weight: 700; color: var(--ink); margin-bottom: 3px; }
.aff-rate { font-size: 13px; color: var(--ink-muted); }
.aff-rate strong { color: var(--green); font-size: 15px; }
.aff-details { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin-bottom: 14px; }
.aff-detail { background: var(--surface); border-radius: 8px; padding: 8px 10px; }
.aff-detail-label { font-size: 10px; font-weight: 600; letter-spacing: 0.05em; text-transform: uppercase; color: var(--ink-light); margin-bottom: 2px; }
.aff-detail-val { font-size: 13px; font-weight: 700; color: var(--ink); }
.aff-cta { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.aff-btn { display: inline-flex; align-items: center; justify-content: center; background: var(--green); color: white !important; padding: 12px 24px; border-radius: 9px; font-size: 14px; font-weight: 700; text-decoration: none !important; transition: all 0.2s; white-space: nowrap; }
.aff-btn:hover { background: var(--green-d); transform: translateY(-1px); box-shadow: 0 4px 12px rgba(13,155,99,0.3); }
.aff-disclaimer { font-size: 11px; color: var(--ink-light); flex: 1; }
.key-info { background: var(--green-light); border: 1px solid var(--green-pale); border-radius: 12px; padding: 18px 20px; margin: 24px 0; }
.key-info-title { font-size: 13px; font-weight: 700; color: var(--green); margin-bottom: 10px; display: flex; align-items: center; gap: 6px; }
.key-info ul { list-style: none; margin: 0; display: flex; flex-direction: column; gap: 7px; }
.key-info li { font-size: 13px; color: var(--ink-mid); display: flex; align-items: flex-start; gap: 8px; }
.key-info li::before { content: &#039;\2713&#039;; color: var(--green); font-weight: 700; flex-shrink: 0; margin-top: 1px; }
.warn-box { background: var(--amber-light); border: 1px solid var(--amber-pale); border-radius: 12px; padding: 16px 18px; margin: 24px 0; display: flex; gap: 12px; }
.warn-icon { font-size: 16px; flex-shrink: 0; margin-top: 2px; }
.warn-text { font-size: 13px; color: var(--amber); line-height: 1.6; }
.warn-text strong { font-weight: 700; }
.mini-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 13px; }
.mini-table thead { background: var(--navy); }
.mini-table th { padding: 10px 14px; text-align: left; color: white; font-weight: 600; font-size: 12px; letter-spacing: 0.04em; text-transform: uppercase; }
.mini-table td { padding: 11px 14px; border-bottom: 1px solid var(--border); color: var(--ink-mid); vertical-align: middle; }
.mini-table tr:last-child td { border-bottom: none; }
.mini-table tr:nth-child(even) td { background: var(--surface); }
.mini-table tr:hover td { background: var(--green-light); }
.best-badge { background: var(--green); color: white; font-size: 10px; font-weight: 700; padding: 2px 7px; border-radius: 100px; }
.rate-val { font-weight: 700; color: var(--green); font-size: 14px; }
.author-bio { background: var(--surface); border: 1px solid var(--border); border-radius: 14px; padding: 22px 24px; margin-top: 48px; }
.author-bio-header { display: flex; align-items: center; gap: 16px; margin-bottom: 14px; }
.author-bio-avatar { width: 56px; height: 56px; border-radius: 50%; background: var(--green-light); border: 2px solid var(--green-pale); display: flex; align-items: center; justify-content: center; font-family: &#039;DM Serif Display&#039;, serif; font-size: 22px; color: var(--green); flex-shrink: 0; }
.author-bio-name { font-size: 16px; font-weight: 700; color: var(--ink); margin-bottom: 2px; }
.author-bio-role { font-size: 13px; color: var(--ink-muted); }
.author-bio-text { font-size: 13px; color: var(--ink-muted); line-height: 1.7; margin-bottom: 12px; }
.author-bio-links { display: flex; gap: 10px; flex-wrap: wrap; }
.author-bio-link { font-size: 12px; font-weight: 600; color: var(--green); text-decoration: none; padding: 4px 10px; background: var(--green-light); border-radius: 6px; transition: background 0.2s; }
.author-bio-link:hover { background: var(--green-pale); }
.related { margin-top: 40px; padding-top: 32px; border-top: 1px solid var(--border); }
.related-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: 22px; color: var(--ink); margin-bottom: 18px; }
.related-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.related-card { background: var(--surface); border: 1px solid var(--border); border-radius: 12px; padding: 16px; text-decoration: none; color: var(--ink); transition: all 0.2s; }
.related-card:hover { border-color: var(--green); background: var(--green-light); }
.related-tag { font-size: 10px; font-weight: 700; letter-spacing: 0.07em; text-transform: uppercase; color: var(--green); margin-bottom: 6px; }
.related-h { font-size: 14px; font-weight: 700; color: var(--ink); line-height: 1.4; margin-bottom: 6px; }
.related-meta { font-size: 11px; color: var(--ink-light); }
.sidebar { position: sticky; top: 80px; display: flex; flex-direction: column; gap: 16px; }
.sb-aff { background: var(--white); border: 1.5px solid var(--green); border-radius: 14px; overflow: hidden; }
.sb-aff-top { background: var(--green); padding: 14px 16px; }
.sb-aff-eyebrow { font-size: 10px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.7); margin-bottom: 4px; }
.sb-aff-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: 17px; color: white; line-height: 1.3; }
.sb-aff-body { padding: 16px; }
.sb-aff-rate { font-size: 28px; font-weight: 700; color: var(--green); margin-bottom: 2px; letter-spacing: -0.5px; }
.sb-aff-rate-label { font-size: 12px; color: var(--ink-muted); margin-bottom: 14px; }
.sb-btn { display: flex; align-items: center; justify-content: center; background: var(--green); color: white; text-align: center; padding: 13px 16px; border-radius: 9px; font-size: 14px; font-weight: 700; text-decoration: none; transition: all 0.2s; margin-bottom: 8px; }
.sb-btn:hover { background: var(--green-d); color: white; }
.sb-disclaimer { font-size: 10px; color: var(--ink-light); text-align: center; line-height: 1.5; }
.sb-toc { background: var(--surface); border: 1px solid var(--border); border-radius: 14px; padding: 16px 18px; }
.sb-toc-title { font-size: 12px; font-weight: 700; color: var(--ink); margin-bottom: 12px; letter-spacing: 0.03em; text-transform: uppercase; }
.sb-toc-list { list-style: none; display: flex; flex-direction: column; gap: 2px; }
.sb-toc-list a { font-size: 13px; color: var(--ink-muted); text-decoration: none; padding: 5px 8px; border-radius: 6px; display: block; transition: all 0.15s; border-left: 2px solid transparent; }
.sb-toc-list a:hover, .sb-toc-list a.active { color: var(--green); background: var(--green-light); border-left-color: var(--green); font-weight: 600; }
.sb-trust { background: var(--navy); border-radius: 12px; padding: 16px 18px; }
.sb-trust-title { font-size: 12px; font-weight: 700; color: white; margin-bottom: 12px; }
.sb-trust-rows { display: flex; flex-direction: column; gap: 8px; }
.sb-trust-row { display: flex; align-items: flex-start; gap: 8px; font-size: 12px; color: rgba(255,255,255,0.6); }
.sb-trust-icon { width: 18px; height: 18px; background: var(--green-light); border-radius: 4px; display: flex; align-items: center; justify-content: center; font-size: 9px; color: var(--green); flex-shrink: 0; font-weight: 700; margin-top: 1px; }
.progress-bar { position: fixed; top: 0; left: 0; height: 3px; background: var(--green); width: 0%; z-index: 300; transition: width 0.1s linear; border-radius: 0 2px 2px 0; }
/* ── COMPARISON PAGE ─────────────────────────────────────────── */
.page-header { background: var(--white); border-bottom: 1px solid var(--border); padding: 36px 0 32px; }
.ph-inner { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.ph-cat { font-size: 13px; font-weight: 700; color: var(--green); letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 10px; }
.ph-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(26px, 3.5vw, 40px); color: var(--ink); margin-bottom: 12px; line-height: 1.15; }
.ph-sub { font-size: 15px; color: var(--ink-muted); line-height: 1.7; max-width: 640px; margin-bottom: 20px; }
.ph-meta { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
.ph-updated { display: flex; align-items: center; gap: 6px; font-size: 13px; color: var(--green); font-weight: 600; }
.ph-updated::before { content: &#039;&#039;; width: 7px; height: 7px; background: var(--green); border-radius: 50%; }
.ph-count { font-size: 13px; color: var(--ink-muted); }
.ph-byline { font-size: 13px; color: var(--ink-muted); }
.ph-byline a { color: var(--green); text-decoration: none; font-weight: 600; }
.summary-bar { background: var(--navy); padding: 18px 0; }
.sb-inner { max-width: 1180px; margin: 0 auto; padding: 0 24px; display: flex; gap: 0; justify-content: space-between; flex-wrap: wrap; }
.sb-stat { text-align: center; padding: 0 24px; border-right: 1px solid rgba(255,255,255,0.1); flex: 1; }
.sb-stat:last-child { border-right: none; }
.sb-val { font-size: 22px; font-weight: 700; color: white; letter-spacing: -0.5px; line-height: 1; }
.sb-val span { color: var(--green); }
.sb-label { font-size: 11px; color: rgba(255,255,255,0.45); margin-top: 4px; }
.page-body { max-width: 1180px; margin: 0 auto; padding: 32px 24px 64px; display: grid; grid-template-columns: 1fr 300px; gap: 32px; align-items: start; }
.filters-wrap { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 16px 18px; margin-bottom: 20px; }
.filters-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; flex-wrap: wrap; gap: 10px; }
.filters-title { font-size: 13px; font-weight: 700; color: var(--ink); }
.filter-reset { font-size: 12px; color: var(--green); font-weight: 600; cursor: pointer; background: none; border: none; padding: 0; display: none; }
.filter-reset.visible { display: block; }
.filters-row { display: flex; gap: 8px; flex-wrap: wrap; }
.filter-chip { display: inline-flex; align-items: center; gap: 6px; padding: 6px 14px; border-radius: 100px; border: 1.5px solid var(--border); background: var(--white); font-size: 13px; font-weight: 500; color: var(--ink-muted); cursor: pointer; transition: all 0.15s; white-space: nowrap; user-select: none; }
.filter-chip:hover { border-color: var(--green); color: var(--green); }
.filter-chip.active { border-color: var(--green); background: var(--green-light); color: var(--green); font-weight: 600; }
.filter-chip-dot { width: 7px; height: 7px; border-radius: 50%; background: currentColor; opacity: 0.6; }
.sort-row { display: flex; align-items: center; gap: 10px; margin-top: 12px; padding-top: 12px; border-top: 1px solid var(--border); }
.sort-label { font-size: 12px; color: var(--ink-light); font-weight: 500; white-space: nowrap; }
.sort-btn { padding: 5px 12px; border-radius: 100px; border: 1.5px solid var(--border); background: var(--white); font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; font-size: 12px; font-weight: 500; color: var(--ink-muted); cursor: pointer; transition: all 0.15s; display: inline-flex; align-items: center; gap: 5px; white-space: nowrap; }
.sort-btn:hover { border-color: var(--green); color: var(--green); }
.sort-btn.active { border-color: var(--green); background: var(--green-light); color: var(--green); font-weight: 600; }
.sort-arrow { font-size: 10px; opacity: 0.6; }
.results-row { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; flex-wrap: wrap; gap: 8px; }
.results-count { font-size: 13px; color: var(--ink-muted); }
.table-updated { font-size: 12px; color: var(--ink-light); }
.comp-table-wrap { background: var(--white); border: 1px solid var(--border); border-radius: 14px; overflow: hidden; margin-bottom: 24px; }
.comp-table { width: 100%; border-collapse: collapse; }
.comp-table thead { position: sticky; top: 64px; z-index: 10; }
.comp-table th { background: var(--navy); padding: 12px 16px; text-align: left; font-size: 11px; font-weight: 700; letter-spacing: 0.07em; text-transform: uppercase; color: rgba(255,255,255,0.6); white-space: nowrap; cursor: pointer; user-select: none; transition: background 0.15s; }
.comp-table th:hover, .comp-table th.sorted { background: #1a3050; color: white; }
.comp-table th .sort-icon { margin-left: 4px; opacity: 0.5; font-size: 10px; }
.comp-table th.sorted .sort-icon { opacity: 1; }
.comp-table th:first-child { min-width: 220px; }
.comp-table tbody tr { border-bottom: 1px solid var(--border); transition: background 0.15s; cursor: pointer; }
.comp-table tbody tr:last-child { border-bottom: none; }
.comp-table tbody tr:hover { background: var(--green-light); }
.comp-table tbody tr.top-pick { background: linear-gradient(90deg, rgba(13,155,99,0.06) 0%, transparent 100%); border-left: 3px solid var(--green); }
.comp-table tbody tr.top-pick:hover { background: linear-gradient(90deg, rgba(13,155,99,0.12) 0%, var(--green-light) 100%); }
.comp-table td { padding: 14px 16px; vertical-align: middle; font-size: 14px; color: var(--ink-mid); }
.prov-cell { display: flex; align-items: center; gap: 12px; }
.prov-logo { width: 38px; height: 38px; border-radius: 8px; background: var(--surface); border: 1px solid var(--border); display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 12px; color: var(--green); flex-shrink: 0; }
.prov-name { font-weight: 700; font-size: 14px; color: var(--ink); margin-bottom: 2px; }
.prov-badges { display: flex; gap: 4px; flex-wrap: wrap; }
.badge { display: inline-flex; font-size: 10px; font-weight: 700; padding: 2px 7px; border-radius: 100px; letter-spacing: 0.04em; white-space: nowrap; }
.badge-top { background: var(--green); color: white; }
.badge-popular { background: var(--amber-light); color: var(--amber); }
.badge-new { background: var(--blue-light); color: var(--blue); }
.badge-fscs { background: var(--surface); color: var(--ink-light); border: 1px solid var(--border); }
.rate-cell { font-size: 18px; font-weight: 700; color: var(--green); letter-spacing: -0.3px; }
.rate-cell .rate-note { font-size: 11px; font-weight: 400; color: var(--ink-light); display: block; margin-top: 1px; }
.type-pill { display: inline-block; font-size: 11px; font-weight: 600; padding: 3px 9px; border-radius: 6px; background: var(--surface); color: var(--ink-muted); border: 1px solid var(--border); }
.best-for { font-size: 12px; color: var(--ink-mid); font-style: italic; }
.row-cta { display: inline-flex; align-items: center; justify-content: center; background: var(--green); color: white !important; padding: 9px 18px; border-radius: 8px; font-size: 13px; font-weight: 700; text-decoration: none; white-space: nowrap; transition: all 0.2s; }
.row-cta:hover { background: var(--green-d); transform: translateY(-1px); }
.top-pick-card { background: var(--green); border-radius: 14px; padding: 22px 24px; margin-bottom: 20px; position: relative; overflow: hidden; }
.top-pick-card::before { content: &#039;&#039;; position: absolute; top: -40px; right: -40px; width: 180px; height: 180px; background: rgba(255,255,255,0.06); border-radius: 50%; pointer-events: none; }
.tpc-eyebrow { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.7); margin-bottom: 10px; display: flex; align-items: center; gap: 6px; }
.tpc-eyebrow::before { content: &quot;★&quot;; font-size: 10px; }
.tpc-body { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
.tpc-logo { width: 52px; height: 52px; background: rgba(255,255,255,0.15); border-radius: 10px; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 16px; color: white; flex-shrink: 0; }
.tpc-info { flex: 1; min-width: 180px; }
.tpc-name { font-family: &#039;DM Serif Display&#039;, serif; font-size: 20px; color: white; margin-bottom: 4px; }
.tpc-desc { font-size: 13px; color: rgba(255,255,255,0.75); }
.tpc-stats { display: flex; gap: 20px; flex-wrap: wrap; }
.tpc-stat { text-align: center; }
.tpc-stat-val { font-size: 22px; font-weight: 700; color: white; line-height: 1; letter-spacing: -0.3px; }
.tpc-stat-label { font-size: 11px; color: rgba(255,255,255,0.6); margin-top: 3px; }
.tpc-btn { background: white; color: var(--green); padding: 11px 22px; border-radius: 9px; font-size: 14px; font-weight: 700; text-decoration: none; white-space: nowrap; transition: all 0.2s; flex-shrink: 0; display: inline-flex; align-items: center; }
.tpc-btn:hover { background: var(--green-light); transform: translateY(-1px); color: var(--green); }
.no-results { text-align: center; padding: 48px 24px; color: var(--ink-muted); display: none; }
.no-results.visible { display: block; }
.no-results h3 { font-family: &#039;DM Serif Display&#039;, serif; font-size: 22px; color: var(--ink); margin-bottom: 8px; }
.method-box { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 20px 22px; margin-top: 8px; }
.method-title { font-size: 14px; font-weight: 700; color: var(--ink); margin-bottom: 10px; display: flex; align-items: center; gap: 8px; }
.method-body { font-size: 13px; color: var(--ink-muted); line-height: 1.7; }
.method-body a { color: var(--green); text-decoration: none; font-weight: 600; }
.sb-card { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 18px; }
.sb-card-title { font-size: 13px; font-weight: 700; color: var(--ink); margin-bottom: 14px; display: flex; align-items: center; gap: 8px; }
.sb-title-icon { width: 20px; height: 20px; background: var(--green-light); border-radius: 5px; display: flex; align-items: center; justify-content: center; font-size: 11px; color: var(--green); flex-shrink: 0; }
.quick-calc { background: var(--green-light); border: 1.5px solid var(--green-pale); border-radius: 14px; padding: 18px; }
.qc-title { font-size: 13px; font-weight: 700; color: var(--green); margin-bottom: 14px; }
.qc-field { margin-bottom: 12px; }
.qc-label { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.06em; color: var(--green); margin-bottom: 5px; display: block; opacity: 0.8; }
.qc-input { width: 100%; padding: 9px 12px; border: 1.5px solid var(--green-pale); border-radius: 8px; font-family: &#039;Plus Jakarta Sans&#039;, sans-serif; font-size: 14px; color: var(--ink); background: white; outline: none; transition: border-color 0.2s; }
.qc-input:focus { border-color: var(--green); }
.qc-result { background: white; border-radius: 10px; padding: 14px; text-align: center; margin-top: 4px; }
.qc-result-label { font-size: 11px; color: var(--ink-light); margin-bottom: 4px; }
.qc-result-val { font-size: 26px; font-weight: 700; color: var(--green); letter-spacing: -0.5px; }
.qc-result-sub { font-size: 11px; color: var(--ink-light); margin-top: 2px; }
.sb-guide-list { display: flex; flex-direction: column; gap: 8px; }
.sb-guide { display: flex; align-items: flex-start; gap: 10px; padding: 10px 12px; background: var(--surface); border-radius: 9px; text-decoration: none; color: var(--ink); transition: all 0.15s; border: 1px solid transparent; }
.sb-guide:hover { border-color: var(--green); background: var(--green-light); }
.sb-guide-icon { font-size: 18px; flex-shrink: 0; }
.sb-guide-title { font-size: 13px; font-weight: 600; color: var(--ink); margin-bottom: 2px; }
.sb-guide-meta { font-size: 11px; color: var(--ink-light); }
.mobile-cards { display: none; flex-direction: column; gap: 12px; margin-bottom: 24px; }
.mob-card { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 18px; position: relative; overflow: hidden; }
.mob-card.top-pick { border-color: var(--green); border-width: 2px; }
.mob-card.top-pick::before { content: &#039;TOP PICK&#039;; position: absolute; top: 0; right: 0; background: var(--green); color: white; font-size: 9px; font-weight: 700; letter-spacing: 0.08em; padding: 4px 10px; border-radius: 0 12px 0 8px; }
.mob-card-header { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.mob-prov-logo { width: 40px; height: 40px; border-radius: 8px; background: var(--surface); border: 1px solid var(--border); display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 12px; color: var(--green); flex-shrink: 0; }
.mob-prov-name { font-weight: 700; font-size: 15px; color: var(--ink); }
.mob-prov-badges { display: flex; gap: 4px; flex-wrap: wrap; margin-top: 3px; }
.mob-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 14px; }
.mob-stat { background: var(--surface); border-radius: 8px; padding: 9px 12px; }
.mob-stat-label { font-size: 10px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.06em; color: var(--ink-light); margin-bottom: 3px; }
.mob-stat-val { font-size: 15px; font-weight: 700; color: var(--ink); }
.mob-stat-val.rate { color: var(--green); font-size: 18px; }
.mob-best-for { font-size: 12px; color: var(--ink-muted); margin-bottom: 12px; font-style: italic; }
.mob-cta { display: flex; align-items: center; justify-content: center; background: var(--green); color: white; padding: 11px; border-radius: 9px; font-size: 14px; font-weight: 700; text-decoration: none; text-align: center; transition: background 0.2s; }
.mob-cta:hover { background: var(--green-d); color: white; }

/* ── ABOUT PAGE ──────────────────────────────────────────────── */
.mission-strip { background: var(--navy); padding: 40px 24px; }
.ms-inner { max-width: 1180px; margin: 0 auto; display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.ms-item { text-align: center; padding: 0 16px; }
.ms-icon { width: 52px; height: 52px; background: rgba(13,155,99,0.15); border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 24px; margin: 0 auto 14px; }
.ms-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: 19px; color: white; margin-bottom: 8px; }
.ms-text { font-size: 13px; color: rgba(255,255,255,0.55); line-height: 1.7; }
.content-wrap { max-width: 860px; margin: 0 auto; padding: 56px 24px 80px; }
.about-section { margin-bottom: 52px; }
.about-section:last-child { margin-bottom: 0; }
.section-eyebrow { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--green); margin-bottom: 10px; }
.section-title { font-family: &#039;DM Serif Display&#039;, serif; font-size: clamp(24px, 3vw, 32px); color: var(--ink); margin-bottom: 16px; line-height: 1.25; }
.section-body { font-size: 15px; color: var(--ink-muted); line-height: 1.8; }
.section-body p { margin-bottom: 16px; }
.section-body strong { color: var(--ink); font-weight: 700; }
.section-body a { color: var(--green); text-decoration: underline; text-underline-offset: 2px; }
.team-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 28px; }
.team-card { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 22px 24px; display: flex; gap: 16px; align-items: flex-start; }
.team-avatar { width: 52px; height: 52px; border-radius: 50%; background: var(--green-light); border: 2px solid var(--green-pale); display: flex; align-items: center; justify-content: center; font-family: &#039;DM Serif Display&#039;, serif; font-size: 20px; color: var(--green); flex-shrink: 0; }
.team-name { font-size: 15px; font-weight: 700; color: var(--ink); margin-bottom: 2px; }
.team-role { font-size: 12px; font-weight: 600; color: var(--green); margin-bottom: 6px; }
.team-bio { font-size: 13px; color: var(--ink-muted); line-height: 1.6; }
.team-links { display: flex; gap: 8px; margin-top: 10px; flex-wrap: wrap; }
.team-link { font-size: 11px; font-weight: 600; color: var(--green); text-decoration: none; padding: 3px 9px; background: var(--green-light); border-radius: 5px; transition: background 0.2s; }
.team-link:hover { background: var(--green-pale); }
.money-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 24px; }
.money-card { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 18px 20px; }
.money-card-icon { font-size: 24px; margin-bottom: 10px; }
.money-card-title { font-size: 14px; font-weight: 700; color: var(--ink); margin-bottom: 6px; }
.money-card-text { font-size: 13px; color: var(--ink-muted); line-height: 1.6; }
.money-never { background: var(--surface); border: 1.5px solid var(--border-dark); border-radius: 12px; padding: 20px 22px; margin-top: 16px; }
.money-never-title { font-size: 13px; font-weight: 700; color: var(--ink); margin-bottom: 12px; display: flex; align-items: center; gap: 8px; }
.money-never-icon { width: 20px; height: 20px; background: var(--amber-light); border-radius: 4px; display: flex; align-items: center; justify-content: center; font-size: 11px; flex-shrink: 0; }
.money-never-list { display: flex; flex-direction: column; gap: 7px; }
.money-never-item { display: flex; align-items: flex-start; gap: 10px; font-size: 13px; color: var(--ink-muted); }
.never-x { width: 16px; height: 16px; background: var(--amber-light); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 9px; color: var(--amber); font-weight: 700; flex-shrink: 0; margin-top: 2px; }
.standards-list { display: flex; flex-direction: column; gap: 12px; margin-top: 24px; }
.standard-item { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 16px 18px; display: flex; align-items: flex-start; gap: 14px; }
.standard-num { width: 28px; height: 28px; background: var(--green); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 12px; font-weight: 700; color: white; flex-shrink: 0; margin-top: 1px; }
.standard-title { font-size: 14px; font-weight: 700; color: var(--ink); margin-bottom: 4px; }
.standard-text { font-size: 13px; color: var(--ink-muted); line-height: 1.6; }
.fca-box { background: var(--amber-light); border: 1.5px solid var(--amber-pale); border-radius: 14px; padding: 24px 26px; margin-top: 24px; }
.fca-box-title { font-size: 14px; font-weight: 700; color: var(--amber); margin-bottom: 12px; display: flex; align-items: center; gap: 8px; }
.fca-box-text { font-size: 13px; color: var(--amber); line-height: 1.75; }
.fca-box-text p { margin-bottom: 10px; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 24px; }
.contact-card { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 18px 20px; text-decoration: none; color: var(--ink); transition: all 0.2s; }
.contact-card:hover { border-color: var(--green); background: var(--green-light); }
.contact-card-icon { font-size: 22px; margin-bottom: 10px; }
.contact-card-title { font-size: 14px; font-weight: 700; color: var(--ink); margin-bottom: 4px; }
.contact-card-text { font-size: 13px; color: var(--ink-muted); }
.contact-card-link { font-size: 13px; color: var(--green); font-weight: 600; margin-top: 6px; display: block; }

/* ── FOOTER ──────────────────────────────────────────────────── */
footer { background: var(--ink); padding: 52px 24px 32px; }
.foot-inner { max-width: 1180px; margin: 0 auto; }
.foot-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,0.07); margin-bottom: 28px; }
.foot-brand .logo { color: white; display: block; margin-bottom: 12px; font-size: 20px; }
.foot-brand p { font-size: 13px; color: rgba(255,255,255,0.4); line-height: 1.7; max-width: 240px; margin-bottom: 16px; }
.foot-badge { display: inline-flex; align-items: center; gap: 6px; background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1); border-radius: 6px; padding: 6px 10px; font-size: 11px; color: rgba(255,255,255,0.4); }
.foot-col h4 { font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.3); margin-bottom: 14px; }
.foot-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; padding: 0; }
.foot-col a { font-size: 13px; color: rgba(255,255,255,0.45); text-decoration: none; transition: color 0.2s; }
.foot-col a:hover { color: var(--green); }
.foot-bottom { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; margin-bottom: 20px; }
.foot-bottom p { font-size: 12px; color: rgba(255,255,255,0.25); }
.foot-disclaimer { font-size: 11px; color: rgba(255,255,255,0.2); line-height: 1.8; border-top: 1px solid rgba(255,255,255,0.06); padding-top: 20px; }

/* ── SCROLL REVEAL ANIMATIONS ────────────────────────────────── */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.visible { opacity: 1; transform: none; }
.reveal-left { opacity: 0; transform: translateX(-24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal-left.visible { opacity: 1; transform: none; }
.reveal-right { opacity: 0; transform: translateX(24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal-right.visible { opacity: 1; transform: none; }
[class*=&quot;reveal&quot;].d1 { transition-delay: 0.05s; }
[class*=&quot;reveal&quot;].d2 { transition-delay: 0.15s; }
[class*=&quot;reveal&quot;].d3 { transition-delay: 0.25s; }
[class*=&quot;reveal&quot;].d4 { transition-delay: 0.35s; }

/* ── RESPONSIVE TABLET ─────────────────────────────────────── */
@media (max-width: 1024px) {
  .nav-pill { display: none; }
  .hero { padding: 48px 20px 0; }
  .hero-inner { grid-template-columns: 1fr; gap: 0; }
  .hero-left { padding-bottom: 0; }
  .savings-panel { border-radius: 0; margin: 32px -20px 0; }
  .everyday-grid { grid-template-columns: repeat(2, 1fr); }
  .receipt-inner { grid-template-columns: 1fr; gap: 48px; }
  .receipt-visual { max-width: 100%; }
  .counter-inner { gap: 16px; }
  .ctr-sep { display: none; }
  .deal-grid { grid-template-columns: repeat(2, 1fr); }
  .nl-inner { grid-template-columns: 1fr; gap: 32px; }
  .foot-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
  .featured-strip { grid-template-columns: 1fr; }
  .featured-side { flex-direction: row; }
  .featured-mini { flex: 1; }
  .articles-grid { grid-template-columns: repeat(2, 1fr); }
  .article-wrap { grid-template-columns: 1fr; padding-top: 28px; }
  .sidebar { position: static; display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
  .sb-toc { display: none; }
  .page-body { grid-template-columns: 1fr; gap: 24px; }
  .ms-inner { grid-template-columns: 1fr 1fr; gap: 24px; }
  .comp-table-wrap { overflow-x: auto; }
  .sb-inner { flex-direction: column; gap: 12px; align-items: flex-start; }
  .sb-stat { border-right: none; padding: 0; text-align: left; }
}

/* ── RESPONSIVE MOBILE ─────────────────────────────────────── */
@media (max-width: 640px) {
  .nav-inner { grid-template-columns: 1fr auto; height: 56px; padding: 0 16px; }
  .nav-links { display: none; }
  .nav-pill { display: none; }
  .logo { font-size: 19px; }
  .ticker-item { padding: 0 20px; font-size: 11px; }
  .hero { padding: 32px 16px 0; }
  h1 { font-size: clamp(34px, 9vw, 46px); }
  .hero-sub { font-size: 15px; }
  .hero-ctas { flex-direction: column; }
  .btn-p, .btn-s { width: 100%; justify-content: center; }
  .hero-nums { gap: 20px; flex-wrap: wrap; }
  .savings-panel { border-radius: 0; margin: 24px -16px 0; padding: 20px 16px 0; }
  .counter-band { padding: 28px 16px; }
  .counter-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; justify-items: center; }
  .ctr-num { font-size: 28px; }
  .everyday-section { padding: 40px 16px; }
  .everyday-grid { grid-template-columns: 1fr; }
  .receipt-section { padding: 40px 16px; }
  .receipt-card, .receipt-after { padding: 18px 16px; }
  .cats-section { padding: 0 16px 40px; }
  .cat-grid-v3 { grid-template-columns: 1fr; }
  .deals-section { padding: 36px 16px; }
  .deal-grid { grid-template-columns: 1fr; }
  .deals-hdr { flex-direction: column; align-items: flex-start; gap: 6px; }
  .nl-section { padding: 40px 16px; }
  .nl-form { flex-direction: column; border-radius: 12px; border: none; gap: 8px; background: transparent; }
  .nl-input { border: 1.5px solid var(--border-dark); border-radius: 10px; }
  .nl-submit { border-radius: 10px; width: 100%; }
  .nl-perks { grid-template-columns: 1fr; }
  footer { padding: 36px 16px 24px; }
  .foot-grid { grid-template-columns: 1fr; }
  .foot-bottom { flex-direction: column; text-align: center; }
  .page-hero { padding: 32px 16px 0; }
  .guides-body { padding: 20px 16px 48px; }
  .articles-grid { grid-template-columns: 1fr; }
  .featured-side { flex-direction: column; }
  .cat-tabs { padding: 0 16px; }
  .cat-tab { padding: 12px 14px; font-size: 13px; }
  .nl-inline { flex-direction: column; gap: 16px; padding: 22px 20px; }
  .nl-inline-form { width: 100%; }
  .article-wrap { padding: 20px 16px 48px; }
  .art-title { font-size: 26px; }
  .byline { flex-wrap: wrap; }
  .byline-review { padding-left: 0; border-left: none; padding-top: 10px; border-top: 1px solid var(--border); width: 100%; }
  .aff-details { grid-template-columns: 1fr 1fr; }
  .aff-cta { flex-direction: column; }
  .aff-btn { width: 100%; text-align: center; }
  .sidebar { grid-template-columns: 1fr; }
  .related-grid { grid-template-columns: 1fr; }
  .ms-inner { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .money-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .page-body { padding: 16px 16px 48px; }
  .comp-table-wrap { display: none; }
  .mobile-cards { display: flex; }
  .sort-row { flex-wrap: wrap; }
  .summary-bar { padding: 14px 0; }
  .reveal { transform: translateY(14px); }
  .reveal-left, .reveal-right { transform: translateY(14px); }
  .ev-card:hover, .cv3-card:hover, .btn-p:hover, .nav-cta:hover { transform: none; }
  .cv3-arrow { opacity: 1; transform: none; }
}
