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Showing 199 guides
Pensions 12 Sep 2026
Attendance Allowance 2026: Up to £114.60 a Week, Whatever Your Savings
Attendance Allowance pays £76.70 or £114.60 a week in 2026/27. It is not means-tested, not taxed and needs no National Insurance record — and for a pensioner on Pension Credit an award can be worth £10,433.80 a year.
19 min read Read guide →
Council Tax 12 Sep 2026
Bailiffs in 2026: Your Rights When an Enforcement Agent Knocks
Enforcement agents must now give 14 clear days’ notice, and the statutory fees add £442 to a £600 council tax debt. What the law actually allows, what it does not, and how to complain.
19 min read Read guide →
Family Finances 8 Sep 2026
Student Money 2026: The Maintenance Shortfall, Bank Accounts and the First-Term Traps
The 2026/27 maintenance loan runs from £10,830 down to £5,048 for a student living away from home outside London. Here is the parental contribution gap that creates, when the instalments actually land, and the first-term traps that cost the most.
20 min read Read guide →
Energy 12 Sep 2026
Zero Standing Charge Energy Tariffs: Who Actually Wins
The October 2026 price cap charges £308.46 a year in standing charges before you use any energy. A zero standing charge tariff moves that into the unit rate — here is the crossover point, worked to the pound, and where Ofgem's plan actually got to.
19 min read Read guide →
Savings 6 Sep 2026
Scammed? When Your Bank Must Refund You
Since October 2024 your bank must refund most UK bank-transfer scams, up to £85,000 per claim and usually within five business days. Here is what is covered, the four gaps that are not, and the one defence a bank can use to refuse.
19 min read Read guide →
Credit Cards 5 Sep 2026
Your Credit Score Is Changing: TransUnion’s New 0–999 Scale
TransUnion is replacing its 0–710 credit score with a 0–999 score, phased from late September 2026 to June 2027. What actually changes, why your number will move for no real reason, and what lenders look at instead.
20 min read Read guide →
Pensions 4 Sep 2026
The Pension Tax Relief You Have to Claim Yourself
In a relief-at-source pension only 20% is added automatically. A higher-rate taxpayer can claim another £2,000 on a £10,000 contribution, so long as that much income sat above £50,270 — and claims for 2022/23 close on 5 April 2027.
20 min read Read guide →
Council Tax 12 Sep 2026
The £2m Council Tax Surcharge: What the Mansion Tax Really Is
From April 2028, owners of English homes worth £2 million or more would pay a new annual surcharge of £2,500 to £7,500 on top of council tax. The charge has been announced but not yet legislated. Here is who would pay, how homes would be valued and what is still undecided.
17 min read Read guide →
Energy 12 Sep 2026
Energy Debt Relief Scheme 2026: Who Gets Arrears Written Off
Ofgem's Debt Relief Scheme is designed to write off energy arrears from the 2022 to 2024 crisis years with no application and no fee. Here is who qualifies, the engagement condition that catches people out, and what to do if you are not eligible.
19 min read Read guide →
Mortgages 18 Oct 2026
Renters’ Rights Act: What Changed in May and What’s Next
Section 21 no-fault eviction ended on 1 May 2026 and every private assured tenancy in England is now periodic. Here is what renters gained, what landlords must now do, and which parts of the Act are still to come.
15 min read Read guide →
Holidays & Travel 1 Nov 2026
£2 Bus Fares Return in January 2027 — and What Rail Will Cost
Single bus fares in England outside London are capped at £2 for the whole of 2027, replacing the £3 cap. Here is who it covers, what it leaves out, and where rail fares stand after the March 2026 freeze.
17 min read Read guide →
Family Finances 12 Sep 2026
Student Loans from September 2026: New Rates and Thresholds
Student loan interest is set at 4.1% from 1 September 2026, with Plan 2 and postgraduate loans capped at 6%. Here is which plan you are on, what leaves your pay each month, and why the balance matters far less than you think.
17 min read Read guide →
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