Savings

Savings guides

Best savings accounts and rates in the UK

Search
Showing 63 guides
Savings 6 Sep 2026
Scammed? When Your Bank Must Refund You
Since October 2024 your bank must refund most UK bank-transfer scams, up to £85,000 per claim and usually within five business days. Here is what is covered, the four gaps that are not, and the one defence a bank can use to refuse.
19 min read Read guide →
Cash ISA 12 Sep 2026
The Lifetime ISA Is Being Replaced: Meet the First Time Buyer ISA
The government has confirmed the Lifetime ISA will be replaced by a First Time Buyer ISA with no withdrawal charge and no upper age limit. But the bonus rate, annual limit and property price cap are still unannounced.
17 min read Read guide →
Savings 22 Aug 2026
Tax on Savings Interest Rises in April 2027: What It Costs You
From 6 April 2027 savings interest is taxed at 22%, 42% and 47% instead of 20%, 40% and 45%. Here is what the two-point rise costs at real balances, the maturity trap that costs more, and what to do before it lands.
16 min read Read guide →
Cash ISA 12 Sep 2026
Flexible Cash ISA Rules 2026: Withdraw and Replace Money
A flexible Cash ISA lets you withdraw money and pay it back in the same tax year without using up any of your £20,000 allowance. Here is how the rule works, how to check whether your account has it, and the traps that quietly cost savers allowance.
15 min read Read guide →
Savings 26 Jul 2026
Child Trust Funds 2026: How to Find and Claim Your Money
Around 758,000 matured Child Trust Funds sit unclaimed, averaging £2,242 each. If you were born between 2002 and 2011, here is how to trace yours for free and make it work harder.
12 min read Read guide →
Savings 12 Sep 2026
Bank of England 30 July 2026: Will Interest Rates Finally Be Cut?
Bank Rate is 3.75 per cent and the next decision lands on 30 July 2026. Most economists expect a hold. Here is what it means for savers, mortgages and borrowers.
12 min read Read guide →
Provider Reviews 12 Sep 2026
Plum Review 2026: Auto-Saving, Cash ISA and Investing — Is It Worth It?
A balanced review of the Plum app for UK savers and investors in 2026. We cover auto-saving features, the Cash ISA rate (currently 4.60% AER for new deposits), subscription tiers, investing fees, FSCS protection, and how Plum compares to Moneybox and Chip.
13 min read Read guide →
Savings 21 Jul 2026
Frozen Tax Thresholds 2026: How Fiscal Drag Is Quietly Raising Your Tax Bill
The personal allowance has been stuck at £12,570 since 2021 — and thanks to the Autumn Budget 2025, it stays frozen until 2031. Here is what fiscal drag means for your pay packet, your pension, and your family finances, plus the legitimate steps you can take to push back.
11 min read Read guide →
Cash ISA 12 Sep 2026
Can You Have More Than One Cash ISA? The New Multiple-ISA Rules Explained
Since 6 April 2024, you can pay into multiple cash ISAs in the same tax year. Here is exactly how the new rules work, how to split your £20,000 allowance, what the 2027 limit change means for you, and how to use multiple accounts strategically.
10 min read Read guide →
Savings 12 Sep 2026
Andy Burnham as PM? What His Policies Could Mean for Your Family Finances
Andy Burnham is the frontrunner to become Labour leader and Prime Minister. We break down his publicly stated policies on transport, housing, energy and tax — and what each could mean for your household budget.
10 min read Read guide →
Provider Reviews 12 Sep 2026
Moneybox Savings Account Review: Features, Rates, and Safety
An honest 2026 review of the Moneybox savings app — Cash ISA and Lifetime ISA rates, round-ups, fees, FSCS protection and who it’s best for.
19 min read Read guide →
Savings 12 Sep 2026
Savings Account vs Stocks and Shares ISA UK: Key Differences and Smart Choices
Savings account vs Stocks and Shares ISA — risk, returns, tax and access compared, plus the Personal Savings Allowance, to help you choose.
24 min read Read guide →
Page 1 of 6
1 2 3 … 6
Scroll to Top