UK Savings Accounts 2026: Rates, ISAs and Reviews

Savings 6 Sep 2026

Scammed? When Your Bank Must Refund You

Since October 2024 your bank must refund most UK bank-transfer scams, up to £85,000 per claim and usually within five business days. Here is what is covered, the four gaps that are not, and the one defence a bank can use to refuse.

Cash ISA 1 Nov 2026

First Time Buyer ISA Confirmed: £4,000 a Year, 25% Bonus, From April 2029

The First Time Buyer ISA is confirmed for April 2029: £4,000 a year, a 25% bonus on the final balance up to £20,000, a £450,000 price cap and no upper age limit. What is still unclear, how it compares with the Lifetime ISA, and the new 20% LISA charge.

Savings 1 Nov 2026

Tax on Savings Interest Rises to 24% in April 2027: What It Costs You

The Budget raised the planned savings tax rates again: 24%, 44% and 49% from 6 April 2027, up from 20%, 40% and 45% today. What it costs at £20,000, £50,000 and £100,000, what is law and what is only announced, and what actually helps.

Cash ISA 1 Nov 2026

Flexible Cash ISA Rules 2026: Withdraw and Replace Money

A flexible Cash ISA lets you withdraw money and pay it back in the same tax year without using up any of your £20,000 allowance. Here is how the rule works, how to check whether your account has it, and the traps that quietly cost savers allowance.

Savings 26 Jul 2026

Child Trust Funds 2026: How to Find and Claim Your Money

Around 758,000 matured Child Trust Funds sit unclaimed, averaging £2,242 each. If you were born between 2002 and 2011, here is how to trace yours for free and make it work harder.

Savings 12 Sep 2026

Bank of England 30 July 2026: Will Interest Rates Finally Be Cut?

Bank Rate is 3.75 per cent and the next decision lands on 30 July 2026. Most economists expect a hold. Here is what it means for savers, mortgages and borrowers.

Provider Reviews 12 Sep 2026

Plum Review 2026: Auto-Saving, Cash ISA and Investing — Is It Worth It?

A balanced review of the Plum app for UK savers and investors in 2026. We cover auto-saving features, the Cash ISA rate (currently 4.60% AER for new deposits), subscription tiers, investing fees, FSCS protection, and how Plum compares to Moneybox and Chip.

Savings 21 Jul 2026

Frozen Tax Thresholds 2026: How Fiscal Drag Is Quietly Raising Your Tax Bill

The personal allowance has been stuck at £12,570 since 2021 — and thanks to the Autumn Budget 2025, it stays frozen until 2031. Here is what fiscal drag means for your pay packet, your pension, and your family finances, plus the legitimate steps you can take to push back.

Cash ISA 12 Sep 2026

Can You Have More Than One Cash ISA? The New Multiple-ISA Rules Explained

Since 6 April 2024, you can pay into multiple cash ISAs in the same tax year. Here is exactly how the new rules work, how to split your £20,000 allowance, what the 2027 limit change means for you, and how to use multiple accounts strategically.

Savings 12 Sep 2026

Andy Burnham as PM? What His Policies Could Mean for Your Family Finances

Andy Burnham is the frontrunner to become Labour leader and Prime Minister. We break down his publicly stated policies on transport, housing, energy and tax — and what each could mean for your household budget.

Provider Reviews 12 Sep 2026

Moneybox Savings Account Review: Features, Rates, and Safety

An honest 2026 review of the Moneybox savings app — Cash ISA and Lifetime ISA rates, round-ups, fees, FSCS protection and who it’s best for.

Savings 12 Sep 2026

Savings Account vs Stocks and Shares ISA UK: Key Differences and Smart Choices

Savings account vs Stocks and Shares ISA — risk, returns, tax and access compared, plus the Personal Savings Allowance, to help you choose.

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