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Savings guides

Best savings accounts and rates in the UK

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Savings 26 Jul 2026
Child Trust Funds 2026: How to Find and Claim Your Money
Around 758,000 matured Child Trust Funds sit unclaimed, averaging £2,242 each. If you were born between 2002 and 2011, here is how to trace yours for free and make it work harder.
12 min read Read guide →
Savings 2 Aug 2026
Bank of England 30 July 2026: Will Interest Rates Finally Be Cut?
Bank Rate is 3.75 per cent and the next decision lands on 30 July 2026. Most economists expect a hold. Here is what it means for savers, mortgages and borrowers.
12 min read Read guide →
Provider Reviews 2 Aug 2026
Plum Review 2026: Auto-Saving, Cash ISA and Investing — Is It Worth It?
A balanced review of the Plum app for UK savers and investors in 2026. We cover auto-saving features, the Cash ISA rate (currently 4.60% AER for new deposits), subscription tiers, investing fees, FSCS protection, and how Plum compares to Moneybox and Chip.
13 min read Read guide →
Savings 21 Jul 2026
Frozen Tax Thresholds 2026: How Fiscal Drag Is Quietly Raising Your Tax Bill
The personal allowance has been stuck at £12,570 since 2021 — and thanks to the Autumn Budget 2025, it stays frozen until 2031. Here is what fiscal drag means for your pay packet, your pension, and your family finances, plus the legitimate steps you can take to push back.
11 min read Read guide →
Cash ISA 22 Jul 2026
Can You Have More Than One Cash ISA? The New Multiple-ISA Rules Explained
Since 6 April 2024, you can pay into multiple cash ISAs in the same tax year. Here is exactly how the new rules work, how to split your £20,000 allowance, what the 2027 limit change means for you, and how to use multiple accounts strategically.
10 min read Read guide →
Savings 21 Jul 2026
Andy Burnham as PM? What His Policies Could Mean for Your Family Finances
Andy Burnham is the frontrunner to become Labour leader and Prime Minister. We break down his publicly stated policies on transport, housing, energy and tax — and what each could mean for your household budget.
10 min read Read guide →
Provider Reviews 19 Jul 2026
Moneybox Savings Account Review: Features, Rates, and Safety
An honest 2026 review of the Moneybox savings app — Cash ISA and Lifetime ISA rates, round-ups, fees, FSCS protection and who it’s best for.
18 min read Read guide →
Savings 21 Jul 2026
Savings Account vs Stocks and Shares ISA UK: Key Differences and Smart Choices
Savings account vs Stocks and Shares ISA — risk, returns, tax and access compared, plus the Personal Savings Allowance, to help you choose.
23 min read Read guide →
Savings 21 Jul 2026
How Interest Is Calculated on Savings Accounts UK: A Comprehensive Guide
How savings interest really works: AER vs gross, simple vs compound, how often it’s paid, with worked examples to help you earn more.
19 min read Read guide →
Savings 21 Jul 2026
Best Savings Accounts for Over 50s UK: Maximising Your Money
The best savings options for the over-50s in 2026 — easy-access and fixed-rate accounts, ISAs, tax allowances and smart strategies.
20 min read Read guide →
Savings 21 Jul 2026
Lifetime ISA vs Stocks and Shares ISA: Comprehensive Comparison for UK Savers
Lifetime ISA vs Stocks and Shares ISA: the 25% bonus, the £4,000 limit, withdrawal charges and flexibility compared to help you choose.
22 min read Read guide →
Savings 21 Jul 2026
Best Savings Accounts for Children UK: Top Rates, Types & How to Choose
Compare the best UK children’s savings accounts for 2026 — easy-access and regular savers, Junior ISAs, the tax rules, and how to choose.
19 min read Read guide →
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