Cash ISA

Cash ISA guides

Cash ISA rates, allowances and account reviews

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Cash ISA 1 Nov 2026
First Time Buyer ISA Confirmed: £4,000 a Year, 25% Bonus, From April 2029
The First Time Buyer ISA is confirmed for April 2029: £4,000 a year, a 25% bonus on the final balance up to £20,000, a £450,000 price cap and no upper age limit. What is still unclear, how it compares with the Lifetime ISA, and the new 20% LISA charge.
Cash ISA 1 Nov 2026
Flexible Cash ISA Rules 2026: Withdraw and Replace Money
A flexible Cash ISA lets you withdraw money and pay it back in the same tax year without using up any of your £20,000 allowance. Here is how the rule works, how to check whether your account has it, and the traps that quietly cost savers allowance.
Cash ISA 12 Sep 2026
Can You Have More Than One Cash ISA? The New Multiple-ISA Rules Explained
Since 6 April 2024, you can pay into multiple cash ISAs in the same tax year. Here is exactly how the new rules work, how to split your £20,000 allowance, what the 2027 limit change means for you, and how to use multiple accounts strategically.
Cash ISA 24 Oct 2026
Junior ISA UK 2026: How to Build a Tax-Free Nest Egg for Your Child
Opening a Junior ISA (JISA) is one of the most powerful financial gifts you can give your child. By saving tax-free from birth to age…
Cash ISA 1 Nov 2026
Lifetime ISA UK 2026: The 25% Bonus, the New 20% Charge and What Replaces It
A Lifetime ISA adds a 25% bonus of up to £1,000 a year for a first home or retirement. Since 29 October 2026, buying above £450,000 costs 20% instead of 25%, and a First Time Buyer ISA replaces it for new savers from April 2029.
Cash ISA 24 Oct 2026
ISA Transfer Guide 2026: How to Move Your ISA Without Losing Your Tax-Free Status
Millions of UK savers have Cash ISAs sitting with old providers — often earning dismal interest rates of 0.5% to 2% — while the best-buy…
Cash ISA 24 Oct 2026
Cash ISA vs Stocks and Shares ISA 2026: Which Is Right for You?
One of the most common financial questions UK savers face is whether to put their money into a Cash ISA or a Stocks and Shares…
Cash ISA 12 Sep 2026
Best Cash ISA Rates in March 2026: How to Use Your £20,000 Allowance Before the Tax Year Ends
The tax year ends 5 April 2026 and top Cash ISA rates hit 4.68% easy access. Here are the best accounts, key upcoming rule changes, and why now is the time to act.
Cash ISA 24 Oct 2026
Best Cash ISA Rates UK 2026: Where to Find Top Deals Now
Cash ISA rates in the UK are currently among the most competitive in years. Top accounts are paying between 4.31% and 4.68% in March 2026.…
Cash ISA 24 Oct 2026
ISA Allowance 2026 UK Guide: Essential Information and Rules
The ISA system allows you to save and invest money without paying tax on the growth or returns. Read on for our complete ISA Allowance…
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