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Groceries 13 Sep 2026
The 15-Week Christmas Money Plan
There are 15 pay-in weeks between 13 September 2026 and Christmas Day. Save £20, £40 or £60 a week to reach £300, £600 or £900 — and skip the £71.98 of card interest that paying in January costs.
Estate Planning 12 Sep 2026
Care Home Fees 2026: The £23,250 Cliff Edge
In England you pay the whole care home bill until your capital falls to £23,250 — then your savings can add no more than £36 a week. Here is how the means test really works, which property disregards are legal duties, and why gifting the house backfires.
Broadband 11 Sep 2026
Subscription Traps: The New Easy-Exit Rules and What Protects You Now
The DMCC Act’s subscription rules — a cooling-off period after a free trial, renewal reminders, cancel-online-if-you-signed-up-online — are not in force, and the start date has already slipped to an expected spring 2027. Here is what actually protects you today.
Pensions 12 Sep 2026
Attendance Allowance 2026: Up to £114.60 a Week, Whatever Your Savings
Attendance Allowance pays £76.70 or £114.60 a week in 2026/27. It is not means-tested, not taxed and needs no National Insurance record — and for a pensioner on Pension Credit an award can be worth £10,433.80 a year.
Council Tax 12 Sep 2026
Bailiffs in 2026: Your Rights When an Enforcement Agent Knocks
Enforcement agents must now give 14 clear days’ notice, and the statutory fees add £442 to a £600 council tax debt. What the law actually allows, what it does not, and how to complain.
Family Finances 8 Sep 2026
Student Money 2026: The Maintenance Shortfall, Bank Accounts and the First-Term Traps
The 2026/27 maintenance loan runs from £10,830 down to £5,048 for a student living away from home outside London. Here is the parental contribution gap that creates, when the instalments actually land, and the first-term traps that cost the most.
Energy 12 Sep 2026
Zero Standing Charge Energy Tariffs: Who Actually Wins
The October 2026 price cap charges £308.46 a year in standing charges before you use any energy. A zero standing charge tariff moves that into the unit rate — here is the crossover point, worked to the pound, and where Ofgem's plan actually got to.
Savings 6 Sep 2026
Scammed? When Your Bank Must Refund You
Since October 2024 your bank must refund most UK bank-transfer scams, up to £85,000 per claim and usually within five business days. Here is what is covered, the four gaps that are not, and the one defence a bank can use to refuse.
Credit Cards 5 Sep 2026
Your Credit Score Is Changing: TransUnion’s New 0–999 Scale
TransUnion is replacing its 0–710 credit score with a 0–999 score, phased from late September 2026 to June 2027. What actually changes, why your number will move for no real reason, and what lenders look at instead.
Pensions 4 Sep 2026
The Pension Tax Relief You Have to Claim Yourself
In a relief-at-source pension only 20% is added automatically. A higher-rate taxpayer can claim another £2,000 on a £10,000 contribution, so long as that much income sat above £50,270 — and claims for 2022/23 close on 5 April 2027.
Council Tax 12 Sep 2026
The £2m Council Tax Surcharge: What the Mansion Tax Really Is
From April 2028, owners of English homes worth £2 million or more would pay a new annual surcharge of £2,500 to £7,500 on top of council tax. The charge has been announced but not yet legislated. Here is who would pay, how homes would be valued and what is still undecided.
Energy 12 Sep 2026
Energy Debt Relief Scheme 2026: Who Gets Arrears Written Off
Ofgem's Debt Relief Scheme is designed to write off energy arrears from the 2022 to 2024 crisis years with no application and no fee. Here is who qualifies, the engagement condition that catches people out, and what to do if you are not eligible.
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