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Money guides for UK households

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Mortgages 2 Aug 2026
Bank of England June 2026 Rate Decision: What It Means for Your Mortgage
The MPC decides on 18 June 2026 with Bank Rate at 3.75%. We model what a hold, cut or rise means for a £200k UK mortgage and your savings rates.
Savings 21 Jul 2026
Emergency Fund: How Much Should I Save UK – Complete Guide
How much should you keep in an emergency fund? A UK guide to the right safety-net size, where to keep it, and how to build one from scratch.
Provider Reviews 2 Aug 2026
Zopa Bank Review 2026: Savings Rates, Safety and Verdict
Zopa Bank offers flexible Smart Saver pots, a market-leading Regular Saver and the Biscuit current account, all with full FSCS protection. Our June 2026 review covers the rates, safety, app experience, pros and cons, and who it suits.
Savings 2 Aug 2026
Self-Assessment Payment on Account 2026: Complete UK Guide
Your second 2025/26 payment on account is due 31 July 2026. Here's how it's calculated, the first-year 1.5x surprise, and how to reduce or pay it.
Family Finances 21 Jul 2026
High Income Child Benefit Charge 2026: The New Rules and How to Claim
The High Income Child Benefit Charge kicks in above £60,000 and tapers to £80,000 — and from 2025 you can pay it through PAYE instead of Self Assessment. Here are the 2026/27 Child Benefit rates, worked examples, and why you should usually still claim.
Broadband 21 Jul 2026
The Broadband Price-Rise Ban Explained: Your Rights in 2026
Ofcom has banned inflation-linked mid-contract price rises in new broadband, mobile and TV contracts since 17 January 2025 — any rise must now be shown in pounds and pence upfront. Here's what it means for your bill, the catch for older contracts, and how to save.
Energy 21 Jul 2026
Warm Home Discount 2025/26: The Expanded £150 Rebate and Who Now Qualifies
The Warm Home Discount has been expanded for winter 2025/26 — all billpayers on a qualifying means-tested benefit in England and Wales now get the £150, reaching around 6 million households. Here's who qualifies, how it's paid, and how to cut your bill further.
Tax 21 Jul 2026
Making Tax Digital for Income Tax 2026: Who’s Affected and How to Prepare
From April 2026, sole traders and landlords with income over £50,000 must keep digital records and send HMRC quarterly updates under Making Tax Digital for Income Tax. Here are the thresholds, deadlines, software rules and a step-by-step checklist.
Credit Cards 21 Jul 2026
Buy Now, Pay Later Regulation UK 2026: What the New FCA Rules Mean for You
From 15 July 2026 the FCA regulates Buy Now, Pay Later. Here is what changes for borrowers: mandatory affordability checks, Section 75-style protection, access to the Financial Ombudsman, and how to use BNPL without getting into trouble.
Holidays & Travel 21 Jul 2026
EES and ETIAS 2026: What UK Travellers Need to Know Before Visiting Europe
The EU's Entry/Exit System is now live and ETIAS is coming in late 2026. Here is what UK travellers need to know: biometrics at the border, the €20 ETIAS fee, key dates, who is exempt, and how to cut your card fees abroad.
Family Finances 2 Aug 2026
Father’s Day on a Budget UK 2026: 30 Gift Ideas Under £75
Father's Day 2026 is Sunday 21 June. Average UK spend is £54.38 — here are 30 thoughtful gift ideas under £75 plus free ideas dads remember most.
Tax 21 Jul 2026
Personal Savings Allowance UK 2026: How Much Savings Interest Is Tax-Free?
HMRC's savings interest tax take quadrupled in four years to £10.4 billion. A 2026 UK guide to the Personal Savings Allowance, the £5,000 Starting Rate for Savings, the ISA tipping point and how to legally keep your interest tax-free.
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