Money guides for UK households

Karl Johnson

Founder and editor, GetSmartSaver.Uk · Coventry, United Kingdom

Karl Johnson launched GetSmartSaver.Uk in 2026 to give UK households one honest place to compare savings accounts, household bills and everyday deals. He researches, writes and verifies every guide on the site personally.

His day job is operations management for a UK manufacturer and wholesaler, running multi-site P&L across more than 30 retail stores, negotiating supplier contracts, and owning the compliance side of the business — including acting as the named HMRC responsible person for a UK excise duty regime. That is where the method behind this site comes from: go to the primary source, check every figure against the provider's own documentation, and never publish a number you cannot evidence.

Karl is not a financial adviser and GetSmartSaver.Uk is not regulated by the Financial Conduct Authority. Everything here is written from the position of a household consumer doing the research properly — rates checked against each provider's own website, terms read in full, and the working shown so you can check it yourself. Where a guide is wrong or out of date, he wants to hear about it: team@getsmartsaver.co.uk.

Based in Coventry, West Midlands.

How the guides on this site are researched

• Every rate, fee and eligibility rule is checked against the provider’s own website or the relevant regulator before publication, and re-checked on a rolling schedule.
• Interest rates are checked against the Bank of England Bank Rate; deposit protection against the FSCS checker; firm authorisation against the FCA Register; energy caps against Ofgem; and tax and allowance rules against GOV.UK.
• Claims that cannot be traced to a primary source are removed rather than hedged. Several have been.
• Corrections are acted on the same week and the page’s verification date is updated. Report one at team@getsmartsaver.co.uk.

Independence

GetSmartSaver.Uk is published by a sole trader and is not owned by, or affiliated with, any bank, broker, comparison group or lead-generation network. Some links earn a commission — that never changes which products are recommended or how they are ranked. See how we make money.

Karl is not a financial adviser and this site is not regulated by the Financial Conduct Authority. Nothing here is personal financial advice. For free impartial guidance, see MoneyHelper.

Contact · LinkedIn