What’s inside
- Budget: set your total, split it across 9 categories and see exactly how much to save each week until Christmas Day.
- Gift list: every present with its budget and actual price, ticked off as bought, wrapped and given, with post-by dates.
- Spending log: food, decorations, travel, nights out and the rest, one line each. It also shows how much went on credit cards or buy now pay later.
- Food plan: your Christmas shopping list with estimated costs, so you can see the big shop coming.
- Dashboard: budget, spent and left for every category, gifts sorted, and your weekly saving target, with a chart.
Why it’s better
- Gifts are counted once, from the gift list, so nothing is double counted.
- Records buy now pay later and credit card spending at the full price on the day, so January has no surprises.
- Clear and simple. Cream cells are yours to fill in; everything else works itself out.
Do I need Microsoft Excel?
No. It imports into Google Sheets, which is free.
Is it a subscription?
No. Pay once and the file is yours to keep.
When do I get it?
Immediately, as soon as payment clears.
The SmartSaver promise
Instant download, yours to keep — no subscription. If a file is faulty or not as described, email team@getsmartsaver.co.uk within 30 days for a replacement or a refund. Lost your download link? We re-send it free.
A planning tool, not financial advice. If money is worrying you, MoneyHelper and StepChange give free, confidential help.
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