What it does
The classic side-hustle mistake: spend the money all year, then get hit with the full tax bill in January. This planner makes sure that never happens to you.
- Know your bill early — a live estimate of your 2026/27 tax as you earn, not a January surprise
- Know what to set aside — a simple “save this much from every payment” figure
- Log income and expenses as you go — and it tells you whether claiming expenses or the £1,000 tax-free allowance saves you more
- Get ready for Self Assessment — a simple checklist with every deadline, plus a countdown to 31 January
How it works
- Enter your job income (salary, tax code, pension) once.
- Log your side-hustle income and costs as they happen — 30 seconds each.
- Read the dashboard: your bill so far, your set-aside amount, and any warnings.
What you get
- The 7-tab planner as an Excel file and a Google Sheets version
- A 16-page plain-English guide: sort your side-hustle tax before January — what you can claim, worked examples, and a December-to-January action plan
For employed people with a side income and sole traders — not for limited companies.
Good to know
- Instant download the moment you pay — and it’s yours for good
- Comes as an Excel file and a Google Sheets version (the link is inside your download)
- Built for the UK 2026/27 tax year — all rates and limits already correct
- Your numbers stay on your device — nothing gets uploaded anywhere
- Lost your file? Email us and we’ll replace it free
An educational tool to help you get organised — not regulated financial advice.
Sort your savings too? Get this plus the Savings System in the bundle for £34 — the Regular Saver Ladder Planner comes free.
Buy with confidence
- Instant download the moment you pay — no waiting, no subscription, no login.
- If a file will not open or does not do what this page says, email team@getsmartsaver.co.uk within 30 days and we will replace it or refund you in full.
- Lost your download link? Email us and we will re-issue it free.






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